Website Disclosure:

Rowe Financial LLC and/or Ryan Rowe offer Investment advisory and financial planning services through Belpointe Asset Management, LLC, 125 Greenwich Avenue, Greenwich, CT 06830 (“Belpointe), an investment adviser registered with the Securities and Exchange Commission (“SEC”). Registration with the SEC should not be construed to imply that the SEC has approved or endorsed qualifications or the services Belpointe Asset Management offers, or that or its personnel possess a particular level of skill, expertise or training

Past performance is no guarantee of future returns. Investing involves risk and possible loss of principal capital. No advice may be rendered by RF unless a client service agreement is in place.

TERMS OF USE

Please read these terms and conditions of use (“Terms”) carefully before using the website located at www.rowefinancial.biz (“Website”) or any of the information or services provided by (collectively “RF”, “we”, “our”, “us”) in connection with the Website. By using the Website, you acknowledge that you have read and understood these Terms and accept to be legally bound by them. If you do not accept and agree to these Terms, you are not an authorized user of the Website or any of the information or services provided by RF in connection with the Website and should promptly terminate all use thereof. The terms “you” and “your” mean you and any entity you may represent in connection with the use of the Website. You may use your browser to download or print a copy of these Terms for your records.

"RF" reserves the right to change, modify, add or remove portions of these Terms at any time for any reason. We suggest that you review these Terms periodically for changes. Such changes shall be effective immediately upon posting. You acknowledge that by accessing our website after we have posted changes to these Terms, you are agreeing to these Terms as modified.

These Terms were last updated on November 24, 2017.

No Offer or Advice

Please note that nothing in this Website should be construed as an offer to sell or the solicitation of an offer to purchase an interest in any security or separate account. Nothing in this Website is intended to be, and you should not consider anything in this Website to be, investment, accounting, tax or legal advice. If you would like investment, accounting, tax or legal advice, you should consult with your own financial advisors, accountants, or attorneys regarding your individual circumstances and needs.

This Website is for informational purposes only and is not intended to be relied upon as a forecast, research or investment advice. Although this material is based upon information that RF considers reliable and endeavors to keep current, RF does not assure that this material is accurate, current or complete, and it should not be relied upon as such. Any opinions expressed on this Website may change as subsequent conditions vary.

Email Disclosures

RF often communicates with its clients and prospective clients through email and other electronic means. Your privacy and security are very important to us. RF makes every effort to ensure that email communications do not contain sensitive information. We remind our clients and others not to send RF private information over email. If you have sensitive data to deliver, we can provide secure means for such delivery.

Please note: RF does not accept trading or money movement instructions via email.

As a registered investment advisor, RF emails are subject to inspection by the Chief Compliance Officer of Belpointe Asset Mangement and the securities regulators.

If you have received an email from RF in error, we ask that you contact the sender and destroy the email and its contents.

If you have any questions regarding our email policies, please Contact Us.

Social Websites

RF may utilize third-party websites that include social media websites, blogs and other interactive content. RF considers all interactions with clients, prospective clients and the general public on these sites to be advertisements under the securities regulations. As such, RF may retain a copy of information that RF or third-parties may contribute to such sites. This information is subject to review and inspection by the CCO of Belpointe Asset Managemnt or the securities regulators.

Information provides on these sites is for informational and/or educational purposes only and is not, in any way, to be considered investment advice nor a recommendation of any investment product. Advice may only be provided by RF’s advisory persons after entering into an advisory agreement and provided RF with all requested information about your background.

If you have any questions regarding our social media policies, please Contact Us.

Blog Disclaimer

Past performance is no guarantee of future returns. Investing involves risk and possible loss of principal capital.

The views expressed in this blog post are as of the date of the posting, and are subject to change based on market and other conditions. This blog contains certain statements that may be deemed forward looking statements. Please note that any such statements are not guarantees of any future performance and actual results or developments may differ materially from those projected.

Please note that nothing in this blog post should be construed as an offer to sell or the solicitation of an offer to purchase an interest in any security or separate account. Nothing is intended to be, and you should not consider anything to be, investment, accounting, tax or legal advice. If you would like investment, accounting, tax or legal advice, you should consult with your own financial advisors, accountants, or attorneys regarding your individual circumstances and needs. No advice may be rendered by RF unless a client service agreement is in place.

If you have any questions regarding this Blog Post, please Contact Us.